Getting a credit card approved in "normal" times isn't easy, let alone during a crisis like the novel coronavirus. Well, we've put together some special tips to help you get a credit card even during a crisis.
We know that during the coronavirus quarantine, everything has become quite complicated, and people need more credit. With that in mind, we've listed here in this special article 5 cards that are easy to approve during the coronavirus crisis, which you can get even with a low score and a bad credit rating with SPC/SERASA.
However, it is important to remember that what we will talk about next are cards that do not have as much bureaucracy for the approval process, therefore, it is not a promise that you will have your card approved, anyway, follow our tips below and you may have a chance of approval.
Check it out below:
3 credit cards with easy approval in times of crisis
Trigg Credit Card
Yes, this is our first choice for you. It's very practical and easy to get approved online. This card guarantees super-fast approval through Trigg's approval process. The service is Visa International and ensures that all expenses are tracked through the app, giving customers greater financial control.
How does approval work? Although it requires an internal credit review, Trigg typically provides quick approvals.
The bank guarantees that while the physical card is still waiting for the customer to arrive, a digital card will be available. This also provides customers with a cashback service that guarantees up to 1.3% of the amount spent on their monthly bill.
Finally, the Trigg Card can be requested through the application, available for Android or iOS, or through the company's website (for more information about this card click here).
My Pag! credit card
Meu Pag! Card, undoubtedly one of the easiest cards to get approved for, is a must-have on this list. The service is guaranteed, especially for consumers with low credit scores. Among the advantages, the card is free of fees and annual fees and offers free and unlimited withdrawals from the Banco24Horas network.
Furthermore, transfers via TED, for example, are free and can be made to any bank through the checking account linked to the credit card. The Meu Pag! card can be requested through the company's website (click here) or through the app, which is available for Android and iOS.
BMG Card Mastercard
This card is more intended for public servants, retirees or pensioners can opt for a payroll credit card. The BMG Card Mastercard guarantees easy approval and does not require any consultation with SPC and Serasa.
Another detail: it's also free of fees and annual fees. Even those with bad credit can use the service.
Because it's a payroll loan, the invoice amount is deducted directly from the customer's salary or benefit. Not to mention, it allows for cell phone top-ups. Amazing, right? To apply for the BMG Card Mastercard, visit the bank's website (click here).
Extra bonus: Santander Free Credit Card
This one couldn't be left out either. With Santander Free, you can do a lot of things. We know Santander is a traditional bank, but it never tires of innovating.
With the Santander Free Card, customers are exempt from the annual fee when making purchases over R$1,000 per month. This card features a contactless payment system and an exclusive app.
With the Mastercard Surpreenda Program, customers can save money at movie theaters, restaurants, and bars. This includes 40 days to pay their bills and payment plans for up to 24 installments. To request this service, click here.
For more information about this Santander Free card, click here and read more.
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