The market is full of credit card options, isn't it? Whether physical or digital, there are so many options that we often get confused about which financial provider to trust or apply for.
But don't worry, we've written this article to clarify for you the crucial points you should look out for when requesting your card with an operator, and you'll also get other information about financial education.
I already have my card, but I want another one to have more credit and buy something specific. What should I do? Which one should I choose? Don't worry, we're here to help you with your financial questions.
The first thing you need to analyze is: Annuity
Did your bank or financial institution offer you a card with an annual fee, even if it's small? Don't accept it! There are currently many cards from operators that don't charge you any annual fee. Check it out!
Limit beyond what you can afford
Did the bank give you a limit that exceeds what you can pay? Rethink that too, unless you want to go crazy and get deeply into debt without worrying about the consequences of interest, bad credit, and many others that will come to your name.
However, if this is not your intention, do not cross this limit!
Loyalty program and partnerships
Nowadays, most carriers offer partnerships with some company, which in turn provides you with a discount. Therefore, carefully analyze the partnerships, loyalty, read the contractual fine for any potential benefit, and don't do anything impulsively.
Be patient, do comparative research.
We live in a world of digitalization, speed, technology, it is foolish to make a contract with a credit card company without doing some “extensive research” first.
Here on our Digital Seguro portal, you will be able to do this quick research on the best cards on the market.
Don't get into debt, plan your financial life!
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