Credit Card: You may be wondering: how do I increase my limit? I've done everything, but the bank won't release a higher limit on my card, I'm giving up now.
However, stay calm, don't despair, there is still a solution, increasing the limit of a credit card is not an impossible task, however, it is not as easy as many people think.
If you really want to increase your card limit, read carefully all the information we will give you, and then follow the instructions. There is no point in getting information and not putting the knowledge into practice.
It is also important that you are aware of your responsibility towards your bank, be a good customer, etc. But we will talk about this in tip number 2. Well, without further ado, right?
#1 Don't let your name get dirty after your card is approved
This first tip is for those people who have already had their card approved by a financial institution, but due to some oversight, their name has gone down. Don't let this happen. Keep in mind that in order to increase your credit limit at the bank, your name must be up to date. Be smart.
# 2 Be a good payer
What does this mean? In more straightforward terms: you need to pay your bills on time in order to actually increase your credit limit. A sense of responsibility is very important for those who want higher limits.
#3 Be patient.
Many people, including me, when my card was approved by NUBANK, in the second month I was already asking for a limit, guys, of course the bank is not going to increase it. Your relationship is still very new, ask for a limit only after 6 months of relationship with the Bank. Be patient.
# 4 Do not pay the minimum amount on the invoice.
That's right, no matter how tight you are, don't fall into the trap of paying the minimum, this will become a real snowball, and later you will no longer be able to pay your bill.
#5 Buy regularly on your card.
This is the simplest tip, isn't it? If your limit is R$400 and you can really afford to pay a bill of that amount every month, buy everything with your credit card. You know those little things you need at the supermarket? Shopping at the market? Buy with your card and pay on time, and have a good purchase and payment history.
If you do this in 6 months, you can be sure that your limit will easily double!
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