Do you need a loan to settle personal financial issues? Today we will introduce you to 3 companies that offer loan for people with bad credit.
Currently, in the financial market there are many financial institutions that work with advanced technology with the aim of offering its clients greater possibilities when negotiating.
This is because many of these institutions do not believe that they should judge the client's financial profile solely based on the data presented today, but rather on the entire history that the client has had over the years.
With that, these digital banks have been able to serve many clients with different financial profiles throughout the country. Want to know more about these companies? Check them out below:
Discover 3 companies that offer loans for people with bad credit without having to leave home
Simplic
To apply for the loan without leaving home with the Simplic, you just need to access the company's official website and choose the number of installments and the amount you want to borrow. Simplic offers amounts from R$500.00 to R$3,500.00 that can be paid in installments of up to 9 times, under contractual interest that may vary from 15.80% to 17.90% per month.
Low Interest
With Low Interest, customers have the possibility of paying the loan in installments ranging from 3 to 36 times. This is because this institution offers the customer the advantage of requesting amounts ranging from R$1,000.00 to R$20,000.00.
Interest rates at Juros Baixos start at 0.99% per month. To define the interest rate that will be applied to each client, the institution relies on an analysis custom financial profile.
Lendico
Lendico offers loans worth up to R$50,000.00 to its interested customers, to be repaid over a period of up to 36 months. Another great advantage of Lendico is that the company works with interest rates that operate from 1,98% per month. It is ideal for those customers who need higher amounts to resolve issues personal financial.
How to apply for a loan for those with bad credit
To apply for a loan for those with bad credit without leaving home with any of these three companies mentioned, you must access the official website of the chosen company and follow the steps below:
1. First, you must make a simulation to understand the best condition for your moment;
2. When performing the simulation, if it is within what you are expecting, you must continue with the application process. To do this, simply follow the procedure by providing your personal data;
3. When you provide your documents, the chosen institution will carry out an analysis to understand the proposal that it can provide you, if approved.
4. Finally, customers whose order is approved must digitally sign the contract so that the company can credit the money to the account registered at the time of the request.
Requested documents
Financial institutions need to request some data to identify whether the request is not a fraud, in addition, there must be a financial profile analysis to understand whether the amounts can be made available and, if so, companies need to identify the amount that will be feasible to release for the client. The documents are:
– CPF;
– ID;
– Proof of Residence;
– Proof of Income;
– Civil registry certificate.
All companies featured here are in compliance with the Central Bank of Brazil and do not request advance payment. If you have any questions, you can contact the chosen institution.