How to introduce financial education at home, addressing consumption, work and discipline
4 books to help parents and children understand how to manage money. You may have already noticed that one of the biggest shortcomings of our educational system is precisely the early introduction of lessons on how to have a healthy relationship with money. This later becomes a major concern for parents. After all, this learning will be reflected in the child's future financial management.
According to two experts on the subject, Cássia D'Aquino, author and financial education expert, and Carol Sandler, partner at investment advisory firm Ella's and founder of the website Finanças Femininas, one of the main pillars is to reframe that knowledge in the child's language and reality. And from the moment they ask for something, recognizing the need to buy it, that's where financial education comes in.
Another interesting observation is that of Mauro Calil, founder of Academia do Dinheiro.
"Parents' example is very important. There's no point in speaking harshly and rigorously if they don't do the same in their own lives. Words pull, but examples push," says Mauro.
And these are the 4 recommended books:
“Keka’s Gang – Let’s Prosper! Finance and Entrepreneurship for Parents and Children” – Editorial Values
Written by economist Marcos Silvestre in partnership with his daughter, Rachel Silvestre, the book is presented in comic book format and unfolds seven stories that explore concepts of finance and entrepreneurship. The book also includes bonus material with instructions so parents or educators can explore the stories alongside their children.
“How to earn your own money” – Synopsys Editora
Written by financial planner Eliane Jaqueline Metzner and her son, Erico Debesaitis Metzner, the book tells the story of a 12-year-old boy who needs to manage his allowance. The plot is based on the life of Erico, who has received a weekly allowance from his parents since he was six and manages it alone. Now 15, the young man continues to write books on personal finance and manages his time between his careers as an author, speaker, and high school student.
“Yes! Money is a subject for children!” – Editora Scrittore
A book written by Carlos Eduardo Costa, aimed at parents who want to have a cordial and educational conversation with their children about money, but don't yet know how. The idea of "Yes! Money is a children's subject!"The book aims to help parents naturally address the subject with their children, with the maxim that children who learn the value of money become better prepared adults.
“Financial Education in the Family: How to Talk About Money with Children” – Editora Roca
Written by psychologists Andreza Maria Neves Manfredini Tobias and Ceneide Maria de Oliveira. This is a book aimed at both parents and experts. It addresses how families manage money and how to talk about it with children. The book shows how children can collaborate and understand the economy, consumption, and other aspects of money to develop a good financial education.