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How to avoid falling for online credit card scams

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Who hasn't received a message saying they're eligible for a credit card with a suspiciously low limit? Here's how to avoid falling for these financial scams.

Message of the type:  “Hello John, we are from bank X and you have just been approved for our credit card for those with bad credit.”

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It has been quite common in recent years, especially with the growing number of financial institutions offering credit cards to those with a negative credit history.

In this article, you will learn all the information on how to get rid of this type of misleading message.

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How to escape credit card villains?

It is very important that you carefully check all messages you receive through your social media inbox, so never click on a link immediately.

If you receive a message, do a critical analysis first, so that you can be sure whether or not the type of message you may have received is true.

Do banks send card approval messages privately?

Yes, many banks automatically send you messages on social media, using bots. You might be wondering: how do I know if this message I received is genuine or not?

The answer is very simple: just click on the profile where the message was sent.

In this case, if it was through Facebook, you can check if the page's profile is an official profile, if not, just ignore and block that profile.

Online banks, or rather large online financial institutions like Nubank, Neon, and Banco Inter, do send messages about possible credit card approvals.

Final considerations

Anyway, if you're interested in this type of content, we have other articles on financial education, credit cards, loans and much more, click here and learn more.