A Santander loan for those with restricted credit can be an option for those looking to get out of debt after the carnival period, but it is not so easy to get, there are some guidelines that need to be followed for this to be possible.
We at Digital Seguro always warn that a personal loan should be one of the last alternatives for those who want to get out of debt. According to experts, the correct thing to do is to organize your debts before applying for a loan.
But if this is really your case, we have prepared a special article about Banco Santander and its ways of releasing personal loans.
With the aim of helping those with bad credit, Banco Santander is offering loan options available to those with bad credit. However, the options are restricted to a specific audience. Find out who this audience is below.
Santander Loan - check the conditions
The Santander Loan is aimed at public employees, retirees and INSS pensioners. The Banco Santander loan must be taken out entirely online, through the app or through the bank's own website.
How do I simulate a Santander loan?
It's very simple. First, you need to provide personal information such as your full name, CPF and telephone number. If you are a retiree or pensioner of the INSS, you will need to provide your benefit number and amount.
Now, public employees need to fill in their registration number and salary amount, among other job details.
It is also mandatory to photograph and send documents: identity card (RG or CNH); proof of address (with a maximum date of issue of 3 months); pay slip and photo of the face. In case of an online transaction.
You can simulate interest rates here on our website, using our calculator. We will leave an example below, in case you want to do it before actually applying for a loan at Santander or any other bank.
For more information about loans, click here and read more exclusive articles.