If you currently have a loan, find out here in this article how you can check your balance online – a quick and easy way to do it.
The National Social Interest Housing Fund (FNHIS) is an entity that aims to grant various types of loans for the acquisition of a home, to people who work in a Federal Government institution.
It is important to check your loan balance frequently to ensure that all payments that have been deducted or made to a bank have been made correctly. You can check this information on your cell phone or on your personal computer, so here we will explain how to check your credit online.
How to make your consultation online
Go to the official website of your bank or financial institution and look for a tab on the menu that talks about benefits or credit. Choose the “Personal Loan Balance” option, where you can check the current values of your credit.
You can also check your credit status by accessing the SPC or Serasa website using your CPF. If you do not have an account yet, simply create one when accessing the website. In this case, the query is valid for any Brazilian who has a CPF, through which the query is carried out.
Who can do the process?
Users who have access are: active beneficiaries and retirees or pensioners of the INSS. If you are interested in taking out a loan or finding out what amounts would be available to you, contact your bank branch or look for the “Contact” tab on the website so that you can have your questions answered.
What documents do you need?
All you need is your Identity Card (RG), Driver's License (CNH) or CPF (Individual Taxpayer ID) with which you can generate a username and password to log in and access your data. The procedure is free.
When you want to make an online inquiry about your home loan, it is important that you use the portals that the Federal Government institutions offer, since the number of frauds has been increasing more and more.
Workers are advised not to open strange emails, which could put their assets at risk. In addition, the institution advises not to open emails from dubious sources, as well as never to provide personal data via telephone or SMS message.