If you have a low score, know that it is possible to request a credit card in the same way. This is because there are companies like fintechs that do not require so much bureaucracy when releasing the credit card for those with low score.
But before we explain about the credit cards for those with low scores, let's talk about what it is score and how to identify whether it is high or low.
What is score?
THE Score is a score ranging from 0 to 1000 that can determine whether you are eligible for a credit card, loan, or other financial services. Generally, a score between 0 and 300 is considered low, while a score above 700 is considered high.
Using this score, it is also possible to check whether or not the customer is a good payer, whether they have many bills and debts in their name, etc.
How do I know if my score is high or low?
To consult your score, you can register on sites like Serasa and after confirming your data, you can check your score.
If your score is high, your chances of being approved for financial services are very high! But if it is low, don't worry, there are companies that provide, for example, credit card for those with low score.
Companies that offer credit cards for people with low scores
Neon
THE Neon credit card offered by the company Neon in partnership with the bank Votorantim offers a digital checking account and an international credit card where there is no need to prove income.
To open the account and request the credit card, you just need to be over 18 years old and register on the website Neon and if your registration is accepted, simply download the app, available for iOS or Android, then request the card directly through the app.
Next
THE Next is a digital bank that belongs to the company Bradesco S.A. launched in 2017. By downloading the app, available for iOS or Android, you can request to open an account and request a credit card free.
Additionally, anyone over the age of 18 can apply and Next credit card It may take up to 7 days to arrive at your address, if your request is accepted. With the card, you can make withdrawals and deposits at any branch in the network Bradesco.
Trigg
THE Trigg is a fintech that provides customers with a digital card that entitles them to cashback. To apply, you do not need to prove your income, but to use the credit card you have to pay the annual fee.
To do this, simply access the website Trigg, make a quick registration and wait for your application to be approved. Then, if your registration is accepted, you can track all the expenses made in the Trigg card via the app, available for iOS and Android.
Inter
THE Inter Bank is also a digital bank that provides its customers with a credit card. To apply for the Inter credit card, you need to open an account.
So, just go to the website Inter Bank, register quickly and as soon as your details are verified, you can download the app, available for iOS and Android, to start using your checking account.
Within the app, in the menu you can make your request credit card, without needing to have a high score and you still have a checking account free of interest and fees!