Vehicle financing credit can sometimes be a big headache for many people who have not yet acquired their own car, and often do not receive approval due to negative ratings on the SPC or Serasa.
Owning a vehicle, whether a car or a motorcycle, continues to be one of the most desired goals among Brazilians looking for better mobility between major cities, whether to travel to study or work.
Today we will talk about which banks you can find more affordable credit in so you can request a financing analysis.
Credit for vehicle financing – find out more
The first thing you need to know before requesting a credit analysis is: know what your score is.
Knowing your score is extremely useful for financing. In fact, we regret to inform you, but in practice there is no specific credit score that guarantees your approval for vehicle financing. This is because it depends on each financial institution and other aspects that can be analyzed.
However, scores above 750 points are considered excellent grades and may end up having a greater chance of having financing approved more quickly.
However, if you have already had a history of negative credit ratings with a bank or financial institution, or even if you have been late or waited for the statute of limitations, this could end up harming you.
Below, we will present the banks that have the lowest financing rates you need to buy your car or motorcycle.
- Bank Interest (%) am Financing Term
- Itaú From 0.89% 24 to 48 months
- Bradesco From 0.89% Up to 60 months
- BB From 0.93% Up to 60 months
- Santander From 0.95% Approximately 60 months.
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