Calculating interest rates for fixed apartment installments will always be a complicated issue for first-time buyers, that is, for every Brazilian citizen who is purchasing their first property.
Nowadays, the market offers several means that make it easier for you to make this calculation in a safer and more honest way.
In practical terms, we can say that to find out how much interest you will have to pay, an online simulation is ideal.
Should I do this calculation manually?
Nowadays, we have means that make life easier for all of us, therefore, a manual calculation of interest on installments may not be a good idea, since you can do this in real time with online calculator tools.
The main information for calculating the total interest amount is the value of the asset to be financed, the monthly interest rate and the financing term.
Next, you need to calculate the financing to know how much your apartment will cost at the end of the term.
Don't understand? Then let's simplify it for you so you can understand the logic.
Just look: in a financing of R$ 100,000, divided into 36 months through the Sac with interest of 12% per year, the first installment would be R$ 3,726.66, being R$ 948 in interest, and the last of 2,804.14 (R$ 26.36 in interest).
Let's leave another example, however, now you can use our calculator, by clicking herei, or by looking at the example of the Calculator on our Digital Seguro portal.
So, dear Digital Seguro reader, now is the time to analyze which one best suits your budget. The key to the success of your dream now is planning.
Finally, note: SAC. Constant Amortization System, (which is the most widely used real estate financing system in the market.)