Volkswagen in Brazil
This post will tell you everything you need to know about Volkswagen Financing to buy a new car. But first, it's worth introducing a little bit of the history of this company here in Brazil – which, by the way, is the largest car manufacturer in the world.
The history of Volkswagen in Brazil begins in a small rented warehouse on Rua do Manifesto, in the Ipiranga neighborhood of São Paulo. With only 12 employees.
Just six years later, on November 18, 1959, the company opened the Anchieta unit, with the participation of then president Juscelino Kubistchek.
Volkswagen Financial Services
Volkswagen Financial Services is responsible for the Volkswagen Group's financial operations worldwide.
In Brazil, the conglomerate is made up of Volkswagen Bank, Volkswagen National Consortium and Volkswagen Insurance Broker.
Founded in 1956, the company offers products that facilitate access to passenger cars, commercial vehicles, Volkswagen and MAN Latin America trucks and buses, Audi vehicles and Ducati motorcycles. Among them are: Financing, Consortium, Insurance and Operational Leasing/Fleet Management.
Volkswagen Financial Services has regional offices spread throughout Brazil. In total, it serves more than 700 dealerships of the brands and has a base of approximately 800 thousand active customers.
Volkswagen Bank
Banco Volkswagen is one of the most credible financial institutions in the national market. With solid performance and a diversified product portfolio, Banco Volkswagen is the largest automaker bank in the country, offering several plans and payment methods to suit the needs of its customers.
Volkswagen Financing
Before taking out a loan, choose the type that best suits your goals.
If you want to buy your new Volkswagen, but are concerned about your budget, you need to know about Volkswagen Financial Services' CDC financing plans.
With them, we guarantee all the comfort and convenience of fixed monthly payments with attractive rates to finance your new, pre-owned or used car.
Everything is very simple and with the safety and reliability that only the Volkswagen brand can guarantee.
Choose the ideal vehicle model for your needs and decide on the best payment method through the unmissable conditions offered by Volkswagen Financial Services.
Find out which modality suits you best
Conventional Financing
The classic way to finance your Volkswagen!
Product Feature
- Fixed and monthly installments
- New and pre-owned vehicles: in installments of up to 60 months
- Used Vehicles: in installments of up to 48 months
- Perfect for Individuals
Full Financing
By choosing the Total Financing plan, you can bundle your vehicle and several services into a single contract. Products and services included:
- the vehicle;
- safe;
- financial protection insurance;
- dispatcher;
- licensing;
- and accessories.
An ideal plan to facilitate your monthly payment control.
Product Feature
- Fixed and monthly installments;
- New and used vehicles;
- Installments of up to 60 months;
- Vehicle financing + insurance + financial protection insurance + dispatcher + licensing + accessories.
Easy Financing
Easy Financing allows you to finance exclusively the payment of inspections, maintenance, parts and services contracted at a Volkswagen dealership. In addition, you can define the best payment date for the installment.
Product Feature
- Fixed and monthly installments;
- Installments in up to 24 months;
- Valid for Financing of:
– parts and accessories;
– workshop services and repairs, including labor;
– Hull Insurance franchises; - Perfect for you who want to have up to 90 days to pay the first installment and define the best date for paying the installments.
Tailored Financing
The beginning of the year always comes with a flood of taxes and extra expenses. Considering this, with this plan, you can schedule the payment of your financing installments according to your budget possibilities.
Find out how it works
- You pay less when you have extra expenses, such as IPTU, IPVA, school registration, etc.
- and pay larger installments when you have extra income, such as vacations, 13th salary, etc.
You can also adapt your budget to the financing payments, paying smaller and larger amounts according to your income.
In this type of financing, you can decide to pay up to 12 installments with low payments, as long as they are at least R$$ 99.00.
Product Feature
- Fixed and monthly installments;
- Installments of up to 60 months;
- Perfect for those who need to pay smaller installments at specific times of the year.
Always New Plan
This type of financing has a low down payment, monthly installments up to 25% lower. In addition to the possibility of purchasing a new car at the end of the plan.
Product Feature
- Financing in 36 months;
- Input of 30% to 50% of the vehicle value;
- Installments up to 25% smaller;
- Option to pay off the contract and keep the car or use it in exchange for a new car.
How does it work?
With the Always New Volkswagen Plan, after 3 years, you can pay off the contract, refinance the remaining installment or sell the car to pay off the remaining installment. And you can even make a down payment on a new Volkswagen.
Find out more about financing options by clicking here.
Volkswagen Insurance
Volkswagen Insurance and Porto Seguro Auto offer exclusive benefits to protect your car.
Discover the types of Volkswagen Insurance
- Full coverage guaranteed
In the event of a total loss claim that is subject to compensation, coverage will be based on the value of your new Volkswagen in the first 12 months of insurance, counting from the date the vehicle leaves the dealership; - Pick up and drop off service included
Towing to take the vehicle to the dealership for services and return it to your home under any insurance contracting plan; - Use voucher for transportation via app
In the event of a partial loss claim with repairs at Volkswagen dealerships, not referenced by Porto Seguro, you are entitled to a credit of R$ 200 for transportation via the Vá de Táxi or Uber app.
Learn more.
Interest rates
Interest rate for vehicle financing: 1,04%. Concerning loans released in the period from 03/16/2020 to 03/20/2020. According to data sent to the Central Bank of Brazil.
Interest rates BANCO VOLKSWAGEN SA
See the credit lines, dates and rates, respectively:
- PJ – Working capital with a term of more than 365 days – Pre
30/01/2020
0.97% - Vehicle Financing
20/03/2020
1.04% - PF – Vehicle leasing – Pre
10/07/2018
1.2% - PJ – Working capital with term up to 365 days – Pre
06/03/2019
0.1% - PJ – Working capital with a term of more than 365 days – Post floating interest
27/07/2018
0.83% - PJ – Discount of invoices – Pre
24/12/2019
0.45% - PF – Acquisition of other assets – Pre
20/03/2020
1.07% - PF – Private personal loan – Prepaid
20/03/2020
2.19%
Source: BCB – Central Bank of Brazil
Second copy of invoice
For a second copy of the invoice, access the customer area on the official Volkswagen website in Brazil. Click here.
Still have questions?
Relationship Center: 0800-7701936
Capitals and Metropolitan Regions: 4003 6636
SAC: 08007701926
Hearing/speech impaired: 08007701935
Ombudsman: 08007012834
Central Bank of Brazil: 145 (cost of a local call)
FEBRABAN – Customer Service Portal
Other forms of contact
Online Support
We are ready to talk to you in our Customer Relationship Center. Use the chat to ask questions, make suggestions, compliments or complaints with one of our specialists. Learn more.
Electronic Form
Fill out the electronic service form and send an email to our Customer Service Center. And don't worry: all forms are answered as quickly as possible. Find out more.
Volkswagen Financial Services
To learn more about Banco Volkswagen and its financing options, call 0800 770 1936 from anywhere in Brazil or click the button below for more information on how to get in touch. Learn more.
Volkswagen Customer Relationship Center – Call Center
Call 0800 019 5775 and speak to our Customer Relationship Center*.
Letters to Volkswagen of Brazil
Send correspondence to the following address: Via Anchieta KM 23.5 – São Bernardo do Campo – SP. ZIP Code 09823-901 CPI 1048
Customer service center opening hours – Important
*Call Center Hours: Monday through Friday from 8am to 6pm. Saturday from 8am to 2pm. **Online Service Hours: Monday through Friday from 8am to 6pm and Saturday from 8am to 2pm.
Before Hiring
Before making any final decision, it is worth finding out all the details of each contract. Understand the bank's conditions and the available alternatives. As well as gain clarity on whether this is really the best time to do so.
Digital Insurance
Here at Digital Seguro we have a wide variety of articles and news. These cover everything from significant updates on day-to-day events about the country's economic situation and other related topics, to extensive and dense content, in an educational and/or expository format, whose objective is precisely to keep you equipped with all the information you need to recognize the best option and make the best decision for your specific situation. Learn more.
See also: financing and loan simulation.
Based on your interest in this post, it might also be worth checking out what we did about: Honda Financing: for those who believe in the power of dreams.