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Is it still possible to get a credit card for those with a negative Serasa credit rating?

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Getting a credit card for those with bad credit ratings is always a difficult task, especially during the current pandemic.

Everyone's talking about coronavirus, and it's impossible not to, as it's a problem that has directly impacted the global economy. But given all this, a question arises: "Is it possible to get a credit card for those with bad credit in this scenario?"

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Many will say no, that it is more difficult, or that it is impossible, but our portal is here to bring you the most up-to-date information on this subject, and, of course, to show you which cards can actually be requested, even with a bad credit history.

Cartão de Crédito para negativado no Serasa ainda é possível?

Credit Card for people with bad credit with easy approval

The first interesting option for those looking for this type of card is a payroll credit card, but it's only available to a select few. In this case, retirees and pensioners of the INSS (National Social Security Institute) and public servants can obtain a card without a credit check.

There are a large number of payroll credit card offers on the market today, and you need to carefully choose the best option that offers the most benefits for your budget. One aspect to consider is the waived annual fee.

Therefore, dear Digital reader, it doesn't make much sense to pay an annual fee even during a crisis.

Check out some credit card options for bad credit on the market:
BMG Bank
Inter Bank
SIMPLE Box
Daycoval
PAN

Card without consulting SPC or Serasa – Final considerations

This tip is for building opportunities, not a sure thing, but it works for many people. An excellent way to get a credit card with a bad credit history is by maintaining a good relationship with your bank, and this applies to any customer profile.

Therefore, friends of Digital Seguro, it will be possible for you to obtain a credit limit on overdrafts, financing, and even a credit card, as long as you demonstrate a good relationship with the banking institution.

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