What is BNDES?
Founded in 1952, during the 2nd Vargas government, the BNDES (National Bank for Economic and Social Development) is a federal public company headquartered in Rio de Janeiro. However, it has offices distributed throughout Brazil.
It is one of the largest development banks in the world and a central tool of the Federal Government for long-term financing and investment in all segments of the Brazilian economy.
BNDES seeks to prioritize support for entrepreneurs of all sizes, including individuals. This ranges from the implementation of modernization and expansion projects to the creation of new businesses. It is always guided by the potential for generating jobs, income and social inclusion for Brazil.
Direct and indirect support
BNDES support is provided as follows:
- through investment financing;
- subscription of securities;
- provision of guarantee;
- and granting of non-refundable resources.
All of these are projects of a social, cultural and technological nature.
The Bank operates through products, programs and funds, depending on the type and characteristics of the operations.
It is worth noting that as it is a public company – and not a commercial bank -, the BNDES evaluates the concession through a hierarchy in which at the top is the socio-environmental and economic impact in Brazil.
Encouraging innovation, regional development and socio-environmental development are priorities for the institution.
BNDES also offers unique conditions for micro, small and medium-sized companies, which are those with annual revenues of up to R$300 million. In addition to the social investment lines, directed towards education and health, family farming, basic sanitation and urban transport.
In crisis scenarios, the Bank also has a basic countercyclical role, that is, actions aimed at preventing, overcoming or minimizing the effects of the economic cycle. As well as assisting in formulating solutions for the resumption of economic growth.
BNDES is present to support the country’s growth wherever it is needed.
BNDES Services
To request a BNDES Card: access.
To apply for the BNDES Agro Card: access.
And to be an accredited supplier: access.
Still have questions?
- Meet the supplier network;
- 5 things you need to know about BNDES Card;
- Watch the tutorial;
- Useful telephone numbers;
BNDES financing and insurance for your business
For those of you who want to know about the best financing for your business (regardless of its size), we have written a post exclusively about it. Learn more.
BNDES Knowledge
Since its creation, the bank has participated in several important discussions in Brazilian economic history, such as the development of economic plans and assistance in the formulation of public policies. It has also historically participated in the structuring of development institutions.
BNDES acts as a center of knowledge and discussion on possible paths for Brazilian development.
“The Bank has always had to read what the Brazilian moment required and had to be ahead of the curve – which I identify as part of the Bank’s DNA, of its people –, which generated discussions, sometimes heated, and different views.” Sergio Eduardo Weguelin Vieira, economist, year of testimony: 2012.
The creation and sharing of knowledge is one of the Bank's core activities. This knowledge, generated internally from sectoral studies and macroeconomic analyses, is what underpins the institution's decisions and other activities, such as financial support for ventures and the structuring of public concession projects and public-private partnerships.
The bank's trust in the importance of knowledge for the country's development also generates support for the production of studies and research in economics. The entity does this through awards and public notices, in addition to disseminating its own studies in printed and digital publications edited by the Bank.
And for that reason in the BNDES website There is an exclusive section for the topic knowledge.
Categories include:
- development blog;
- research and data;
- publications;
- BNDES memory;
- BNDES economics award.
You can also access the BNDES NewsLetter
You will receive publications published by BNDES first-hand, in digital format, before their release. These include:
- BNDES magazine;
- BNDES Sectoral;
- BNDES Annual Report;
- Discussion texts;
- studies that won the BNDES Economics Award;
In addition, you will have weekly access to reports on new content in the Knowledge section of the BNDES Portal, covering various sectors of the economy:
- infographics;
- articles;
- videos;
- abstracts.
Theme
All materials and content produced by BNDES cover and cross issues related to the economy, development and the various sectors and topics studied by the Bank. Some of these are:
- agroindustry;
- innovation;
- energy;
- infrastructure;
- aerospace and defense;
- culture;
- mining;
- agriculture;
- retail;
- oil and gas;
- transport;
- environment;
- capital goods;
- biofuels;
- health;
- socio-productive inclusion;
- MSMEs;
- capital market;
- communication and information technologies, among others.
For more knowledge notes, access.
If you want to make a publication request, Click here.
Other information
About actions related to the coronavirus pandemic: learn more.
Online services: learn more.
To apply for your financing, access.
Billing information for customers: access.
Interest rate history: access.
Interest rate for this month (03/2020): 1.05% am
Contact
Customer Service Center 0800 702 6337
Information about BNDES products, services and other operational matters. The service is available from Monday to Friday (except holidays), from 8 am to 8 pm.
Connections from abroad: +55 (21) 2052- 6337
Ombudsman 0800 702 6307
Complaints, suggestions and thanks/compliments in the first instance or, even, complaints, requests and unresolved queries through the Customer Service Center, from Monday to Friday (except holidays), from 8 am to 8 pm.
SIC 0800 887 6000
Requests for public information about BNDES's activities, covered by the Access to Information Law. Service hours are Monday through Friday (except holidays), from 8 a.m. to 8 p.m.
Audit Committee
Complaints or information related to the activities of the Audit Committee, such as non-compliance with legal and regulatory provisions; fraud, accounting irregularities, failure to observe internal controls, and the performance of internal or independent auditors. The service is available from Monday to Friday (except holidays), from 10 am to 6 pm. Learn more.
For addresses and other contact channels, access.
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