First of all, do you really know how it works? Neon Bank? What are its main advantages, and how can you have a credit card in a very practical way?
Without further ado, let's understand what Banco Neon is.
Banco Neon is a Brazilian fintech that was born from a joint venture between Controly, a prepaid card startup, and Banco Pottencial.
The companies merged in 2016, in Belo Horizonte.
One interesting fact that we need to mention here is that in 2018, the company violated legal and regulatory standards that governed its activity, according to the Central Bank.
In addition to having a compromised financial situation, this entire situation has been resolved!
Because of this, we need to be honest with you and tell you that today, the company has ended up “splitting”, and there is a difference between what is Banco Neon and what is Neon Pagamentos. Even so, the financial startup Neon Pagamentos, which remains active and has partnered with Banco Votorantim, ends up being called Banco Neon more often.
So that you no longer have any doubts about Banco Neon, which so many people talk about and doubt, we have gathered a selection of information taken from the Bank's official website, so that you can have a clear and objective idea about this type of credit card and its main benefits.
Advantages of having an account and card at Banco Neon
To make your choice easier, we have highlighted the main advantages and benefits of having a Neon digital account below:
- The 100% digital and free account: to have a Neon account, you don't have to work and you don't even have to pay anything to open it
- There is no bureaucracy: to open an account, you just need to have your CPF, be of legal age and download the
- application, available on the App Store and Play Store
Fee-free debit and credit card:
The Neon card is already among the best on the market, according to popular opinion, it has a Visa brand and has no annual or maintenance fees.
Withdrawal: the user is entitled to one free withdrawal per month, at Banco24Horas network terminals
Statement: fees are charged per transaction and appear on the statement so you know what is being paid