Talking about credit cards for those who earn a minimum wage is always a challenge, but never an impossibility. It is important to understand that anyone who keeps their accounts up to date, that is, does not have a bad credit history and has a good relationship of trust with a bank, whether public or private, has a great chance of having a credit card approved.
The good news is that if you have a clean credit history, you don't necessarily need to apply for your credit card at conventional banks. New technologies are now in operation and have allowed this to be done from home, using a cell phone or laptop. In this post, we'll talk a little about that.
Beforehand, we recommend further reading the articles below, which will give you a better understanding of what it's really like to have a credit card and how to apply for one. Read below:
Credit Card for University Students
Loan for low-income people, see how to do it
How to apply for a credit card even if you don't have a high income or are a salaried employee? This is a question many people have when they want to stay active in the market. If you've read the previous articles, where we've outlined the key details, what remains are a few questions regarding applying for a credit card even if you have a low income. Let's get to it, we'll answer some crucial questions:
Can every employee get a credit card?
It depends. Why? Because each bank has its own specific requirements for issuing a credit card. Traditional banks will require you to be loyal to the bank, that is, have financial transactions in the last 12 months.
What interest is charged?
For those who are retired, pensioners or public servants and apply for a credit card at their public bank, the interest rates are lower, for those who are not, they are higher.
What is the limit available for a credit card requested online and which bank can I apply for it?
Typically, the limit is around R$400 if you apply for a credit card online through Nubank. Other banks may vary. Everything is handled through the app.
Do you have any more questions? Leave your question in the comments and we'll continue to answer it.