Getting a credit card for microentrepreneurs can be a complicated task if you have a good relationship with your bank, but it's not impossible. In this article, you'll find some valuable tips that can help you get your card.
MEI is the name given to microentrepreneurs in Brazil. These small business owners enjoy a number of benefits.
It may not seem like it, but MEI has many benefits. One of them is the possibility of obtaining financial resources from private or public institutions. Entrepreneurship has not only grown significantly in recent decades but has also significantly stimulated national socioeconomic development.
Card for Individual Microentrepreneurs
For those who prefer to interact with more traditional banks, BB offers an Easy Account for Microentrepreneurs. It's undoubtedly a unique solution in the financial market. It's fully digital and allows for a simplified account opening process for business owners via their mobile phone. For more information, visit Banco do Brasil's official website.
Caixa Microentrepreneur Card
But for those who prefer public banks, Caixa Econômica Federal offers a cash limit ranging from R$1,300 to R$1,500 for new entrepreneurs, depending on the credit analysis. Repayment terms range from four months to two years. Learn more about Caixa Econômica Federal.
Good credit also with BNDES
Well-known in the business community, BNDES offers a credit line of up to R$1,000.00 (R$4,000). The interest rate cannot exceed R$1,000.30 per month. Learn more about BNDES.
Practical and fast credit with Itaú
This institution offers credit to microentrepreneurs only if they earn a maximum of R$200,000 per year and have been in business for at least six months. The credit limit can range from R$400.00 to R$14,500.00. Learn more about Itaú
Microentrepreneurs can also obtain credit with Bradesco
Bradesco has specific conditions for granting financial proposals; it only grants credit if the MEI earns up to R$200,000 per year. Additionally, it's possible to access overdraft facilities and advances, according to the institution. Learn more about Bradesco
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