Today we want to write another article that will certainly help you if you have questions about the Caixa card. Before you apply for your credit card, you must carefully read all the information that we will provide below.
It is also important to say that we do not have a partnership with any company that releases credit cards here, our biggest concern is to make sure you are very well informed.
Guys, the new Caixa Simples card brings a lot of new features, it is one of the most recent launches from Caixa Econômica Federal in 2019.
It has the same facilities as a conventional credit card.
In other words, you can use it normally to make your purchases in physical stores and on the internet, whether here in Brazil or even abroad.
What are the advantages of the Caixa Simples card?
Among its main advantages in relation to other cards out there, we can list:
- Zero annual fee
- Invoices with payroll deduction
- Interest rates
- Without consulting SPC and Serasa
- Home Check-up
- Elo Mania Cash Club
In addition, you only pay the fee of R$ 15 to issue the card, which can be paid in up to 3 installments directly on the invoice.
Caixa credit card restrictions?
As the Caixa Simples card is a payroll loan, you must be under 75 years old and have an INSS benefit, such as a pension or retirement.
How do I request my card?
To request your Caixa Simples card, you must go in person to a Caixa Econômica Federal branch.
You need to bring your ID, CPF, proof of residence and benefit statement.
Monthly Income to apply for your card from R$ 1,000 to R$ 6,000
For those with a monthly income between R$1,000 and R$6,000, there are more options. In addition to being able to apply for the cards above (Blue Card and National Card), the following cards are also available: Internacional, Gold, Mais and Único.
THE International card It is preferential for people with an income above R$1,500 and has advantages such as interest-free installments and no down payment, installment payments for domestic air tickets, but its annual fee is R$200.
THE Gold card and the Mais card have a slightly higher annual fee, of R$ 310, but have advantages such as interest-free installments and no down payment, installment payments for national and international air tickets, a rotating financing system and even participate in the points program.