If you are self-employed and need money, you should know that there are several companies that offer a credit option with different values and rates for companies.
With that in mind, today we're going to talk a little about how it works. loan for self-employed workers at Creditas, How to apply now and get your money!
About Creditas
THE Credits is a platform that provides online credit which was created with the aim of providing loan options with more affordable rates. Currently, the company offers loans, financing, as well as options for selling and buying properties.
How does the loan for self-employed people work at Creditas?
Node Creditas loan for self-employed workers, the client does not need to have a CNPJ and can be requested even if he is an individual.
Through the website of Credits, you can simulate the amount you want to borrow and choose a form of guarantee, such as a car or property.
Furthermore, the values of the loan can be from R$5,000 to R$150,000 for cars as collateral and from R$30,000 to R$3 million for those who choose a property as collateral. But all of this will depend on the value at which the property is assessed.
After that, the consultants of Credits They evaluate your credit request and when everything is approved, just wait for the company to get in touch to sign the credit contract. loan.
How to apply for a loan for self-employed workers at Creditas?
To request the loan for self-employed workers at Creditas, just access the website Credits, do a quick simulation, selecting the loan amount, the sum of fees and charges, the so-called Total Effective Cost (CET), and the value of the installments.
Furthermore, it is not necessary to provide the CNPJ and it can be requested by individuals, as mentioned previously. Another advantage is that Credits It also offers the option of payroll loans with cheaper rates and in accordance with the customer's profile.
After all the documentation has been sent, the loan agreement has been signed and the asset has been chosen as collateral, which can be a car or property, the money can be deposited into your account in up to 7 business days, without much bureaucracy.
Interest Rates
The interest rates charged by loans offered by Credits are approximately 1,29% per month and 16,06% per year. For this reason, it is important to always assess whether these rates could harm your budget before applying for a loan.
Services
For more information about the loan for self-employed workers at Creditas and to request this type of loan, access the website of Credits and run the simulation. Or, contact us by phone at 0800-721-8547.