The personal loan line with direct debit is aimed at salaried employees, retirees or pensioners, public servants, police officers, firefighters, self-employed workers, and workers in general.
At first, a personal loan with a debit account can be a bit confusing, but it is not that complicated. The first example of a loan made with a debit account is the transaction carried out at your own bank.
The transaction consists of granting cash credit in one go to be used as desired and to make the refund the customer returns it in installments deducted from the current account every month until the end of the contract.
Secure Loan – find out more
For this operation, the most common option is a pre-approved personal loan or even an overdraft limit that can be used for a certain period of time.
But returning to the pre-approved loan with debit from the account, the request is extremely simple and can be made by phone or online.
The simple rule is: enter your access password, choose the desired amount and authorize the transaction electronically. Within minutes, the money is in your account.
Reasons to take out a personal loan
Borrowing money from a bank, finance company or credit companies such as credit unions, associations and trade unions can help a lot when the situation gets tough.
It is always good to have access to lines of loans, property financing and personal credit. You never know when you will really need an extra amount of money, to invest or for emergencies.
Brazil is not as adapted to the needs of its citizens as other European, North American or Australian countries, and there is still a lack of products related to personal loans, a greater
Transparency in credit history, rating and especially in credit score, which we basically do not have access to.
Loan on account
The personal loan with payroll discount is discounted from the current account on the account anniversary date and not on the day the salary is received.
The loan made by debiting the account is granted to both individuals and legal entities. Of course, legal entities have a greater chance of approval, as they are companies.
Therefore, the money requested is used to meet urgent needs or, in the case of companies, it can even be used to invest in production.
However, if you are a private company employee or a public servant and want to know more, visit:
Online personal loan, find out more by clicking here.