If you are looking for a personal loan fast and safe, there can be thousands of companies on the internet that offer this type of financial service.
However, today we are going to talk a little about how it works. Just personal loan and how to request and even leave an asset as collateral to get your money.
About Just
THE Just is a lending platform that is operated by Votorantim Bank S.A. Currently the company offers the options of personal loan and of vehicle secured loan, for those who need credit without leaving home.
How does a personal loan work at Just?
THE personal loan at Just It works like this: the client can complete the entire 100% contract online, through a quick simulation and sending a loan application. Furthermore, if accepted, the money can be deposited directly into your account within 2 business days.
Another advantage is that the customer can also select the option of a vehicle secured loan, where 80% of the value of your car is used as a down payment on the loan. But this is only valid if the car is in your name and has already been paid off.
Node online personal loan, the customer can request an amount of up to R$35,000.00 with more affordable rates, with installments of 6 to 24 months.
Already in vehicle secured loan It is possible to request an amount equivalent to the asset, in which the company can evaluate your car to release the loan. However, the car must be paid off and no more than 19 years old, and utility vehicles must be up to 8 years old.
How to apply for a personal loan at Just?
To request the personal loan at Just, You need to access the Just website, do a quick simulation and then send a loan request, filling out a form with your personal details, such as CPF, ID, proof of income and residence.
After that, you must wait for approval and analysis of your financial profile. If the loan is secured, the asset will need to be evaluated before this financial service is released.
Interest Rates
Interest rates may vary depending on the type of loan. For example, in the case of personal loan at Just, rates are approximately 1.60% to 9.95% per month. In the loan with vehicle guarantee, rates are from 1.95% to 3.34% per month.
Services
For more information about the personal loan at Just, access the website of Just and run the simulation to check the loan amounts. Alternatively, contact us by phone at 0800-777-8996.