Getting a loan without proof of income is one of the questions we receive most often on our website, but is it really possible? How does it work? You will learn all this and much more below.
If you are self-employed, or work temporarily or as a freelancer, and you are faced with the difficulty of not having the means to obtain a loan, be aware that the vast majority of companies that provide this service do not provide loans. loans without proof of income.
However, don't despair, it is possible to get a loan without having an employment relationship, you just need to do your research and choose a good option.
Of course, these companies never lose out, so you'll have to deal with high interest rates to get yours.
Financial institutions that provide loans without proof of income
-BMG bank is an excellent option – to request your loan at BMG, you must go to a financial institution store and present your ID and CPF, and you will immediately find out the amount released.
There is also the company LOSANGO – here you can take out a loan with checks as collateral, but be very careful, as the interest rates are very high, and you will still have to present identity documents and a statement.
The interest rate varies according to the amount and the installments you want. At IBI, you can get loan without proof of income, but you will not be able to obtain release if you are in debt.
Tips and final considerations
Before signing any contract, research all your options thoroughly, and carefully check the interest rates and the terms and conditions of the contract, so that you don't get a shock later with an amount that is much higher than expected or even if the installments don't fit into your budget.
After checking all this, choose the best alternative and organize your accounts and your family's financial health!