THE BV Bank, old Votorantim Bank, is the 5th largest private bank in the country. This giant is the result of a strategic partnership between Banco do Brasil (BB) and Votorantim SA (VSA).
Its operations are conducted through a set of controlled institutions, including BV Financeira, BV Leasing, Votorantim Corretora, and Votorantim Asset Management.
The company was founded in 1988 and began its activities in the vehicle financing segment. Today, it is one of the leaders in the used vehicle sector and has been increasing its market share. It also offers a series of solutions in:
Interest rate can vary between 0.76% and 3.08% (per month).
With BV Vehicle Financing, you pay a down payment and finance the remainder of the vehicle you want, in fixed installments and with a longer term to pay. The vehicle remains secured by BV as collateral until the end of the contract.
For those who want to buy a vehicle
Fixed installments until the end of the contract
From 3 to 60 months to pay
The term of your contract can vary from 3 to 60 months, depending on the amount of the down payment and the installments. And you can make advance payments or pay off the financing whenever you want.
It is possible to obtain more credit by renegotiating the contract. Simply increase the number of installments and continue paying the same amount.
You can finance new or used vehicles, in stores or with the owner.
The installments are fixed and defined in the simulation. This way, you have more security and know exactly how much you will pay.
01 Financing request
You can apply for financing at the BV partner store where you are purchasing your vehicle. However, if you are purchasing directly from the owner, apply for financing at a BV Store or here. We will help you with the details of your new vehicle: down payment, installment amount, interest rate and term. Check the Total Effective Cost under General Conditions. Simulate now.
02 Credit Analysis
After submitting the proposal and presenting the documents, we analyze whether the financing is in accordance with your financial conditions. See the documentation required to finance a vehicle from a store or an owner. See the required documentation.
03 Signature
Once the conditions have been approved, you can sign the contract immediately, directly with the Vehicle Store or BV Store.
Interest rate can vary between 3,35% and 9,80% (per month).
BV Personal Credit is a quick and easy way to get the money you need. With it, you don't have to justify how you're going to use the money and you also have lower interest rates than other lines of credit.
15 to 45 days to start paying;
Credit from 500 to 20 thousand;
Deadlines from 6 to 24 months;
Get credit with installments that fit your budget and don't change over the months.
You choose the best way to pay your installments: checks or direct debit at partner banks.
With just your ID, CPF and proof of income and residence, you can now apply for your credit.
01 Credit request
Start your BV Personal Loan application. Based on the desired amount, we will help you choose the best terms for your loan: installment amount, interest rate and term. Apply now
02 Financial analysis
We perform an analysis to determine whether the requested credit is in line with your profile. See the required documentation.
03 Credit release
Once the requested credit is approved, you sign the documents and the credit is released into your account to be used as you prefer.
04 Payment of installments
You pay the installments in the method you choose: post-dated check or direct debit.
BV Personal Credit can be taken out by anyone over 18 years of age who has had their credit approved after analysis, in accordance with BV criteria.
Credit value
Payment term
Monthly income that can be committed to paying installments
For Credit Analysis
For credit release
For Credit Analysis
Note¹: for payment via direct debit, minimum 1 year of account for salaried employees and 2 years for self-employed employees.
Documents to prove account time
Note²: to pay by check, bring the necessary number of check sheets according to the transaction term.
For Credit Analysis:
For Credit Analysis:
For Credit Analysis:
For Credit Analysis:
To log into your BV account, go to.
Get all your questions answered about your bills, access.
If what you want is simulation, access it.
Before making any final decision, it is worth finding out all the details of each contract. Understand the bank's conditions and the available alternatives. As well as gain clarity on whether this is really the best time to do so.
Here at Digital Seguro we have a wide variety of articles and news that cover everything from everyday events to extensive and dense content, the aim of which is to keep you equipped with all the information you need to make the best decision for your specific situation. For more on financing.
Our page financing and loan simulation.
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