When we think about buying a car on finance, the first thing that comes to mind is that you need to pay a down payment, but if you don't have that amount saved, don't worry, as many financial institutions already offer it. car financing without down payment.
Financing a car in full is now a reality.
However, it is important for you to know that with these conditions, financial institutions take the liberty of increasing interest rates, due to the benefit of not requiring a down payment.
How and where to finance a car without a down payment
One of the companies that offers this service today is Porto Seguro, check below how to proceed to start financing your vehicle!
– The entire hiring process is quick and simple, you don’t have to deal with any bureaucracy. The interest rates are attractive and you’re likely to reach an agreement.
– It is important for you to know that before you apply for financing, your data will undergo a complete assessment of your financial history.
– You cannot have your name listed with credit protection agencies, such as SPC or SERASA. Some customers who have a bad credit history may have their credit denied for this reason.
– You need to prove your income through a pay slip or your bank transactions.
After that, those responsible for credit analysis will check your real payment capacity.
Finally, you leave with your financed car right there! That is, of course, if the financing is approved.
Be careful with fees
It is always important to remember that you include in the calculation the costs you will have with your car in addition to the financing installments.
So that you are not scared by the values that appear.
With all this calculated, access the Porto Seguro website and find the agency closest to you!