The dream of many Brazilians is to buy a car, but the amount of money needed to make the down payment can be an obstacle to making this dream come true. That's why we're going to give you some tips on how to make a purchase. car financing without down payment.
The only difficulty in carrying out this transaction is that the installments are a little higher than if you could pay a deposit, but if you believe you can afford the cost of this installment, it is a good option.
What to consider before financing a car with no down payment
It is always a good idea to write down the expenses you will incur when purchasing your vehicle. It is worth remembering because sometimes we forget the costs involved in this transaction.
You always need to calculate the costs of IPVA, insurance, gasoline, maintenance and fuel, without forgetting that there will also be the cost of transferring the vehicle to your name, in the case of a used car.
There is the option of a new car, but this is a more difficult possibility, but not impossible, it all depends on the dealerships' proposals.
Where can I get car financing with no down payment?
One of the best options for financing your loan is Porto Seguro, a financial institution with a solid track record in the sector and which offers this service to its customers.
Porto Seguro offers financing of up to 100% of the vehicle's value, in addition to having a table that differentiates rates according to the customer's profile, it also has discount programs on car insurance, which is another advantage.
If you want to finance your vehicle, go to Porto Seguro website, and find the physical agency closest to you or run the simulation directly on the website, the chances of closing the deal are certainly high.