What is Banco Itaú?
Itaú Unibanco (corporate name: Itaú Unibanco Holding SA) is the result of the merger between Itaú and Unibanco, becoming the largest Brazilian bank. This milestone in the country's economic history occurred on November 4, 2008.
It has been 95 years of history since Casa Moreira Salles hosted a banking session that would later become Unibanco. That was on September 27, 1924.
The bank is present in 18 countries: Brazil, Chile, Uruguay, Paraguay, Argentina, USA, Portugal, England, Luxembourg, Japan, China, United Arab Emirates, Bahamas, Spain, France, Germany, Switzerland, Mexico; in addition to 2 territories, Hong Kong and the Cayman Islands.
Vehicle Financing
Vehicle financing is one way to buy a car. After choosing the vehicle you want, you set a down payment and divide the remaining amount into equal installments.
With Itaú Vehicle Financing, you have more freedom to choose the installment plans that make sense for you right now, with terms up to 60 months. You also get all the security and experience of Itaú.
Which vehicles can I finance through Itaú?
This channel specifically serves individuals and we finance light vehicles: cars, vans and some utility vehicles, such as those from the Hyundai, Agrale, Iveco, Kia and Renault lines.
Vehicles must also be no more than 8 years old from the model year. For trucks, apply for Itaú financing directly at the dealership or speak to your manager!
We currently do not offer motorcycle financing.
What documents are required to finance a vehicle through Itaú?
To obtain financing from Itaú, the person responsible for the contract must have:
In the case of used vehicles – driver’s license, vehicle documents and seller’s details.
In cases of Zero KM – CNH, vehicle invoice and store details.
Interest rates for vehicle financing
According to information provided by the Central Bank, Itaú has the lowest interest rate among retail banks. 1,83% per month and 24,34% per year.
For the financing of electric vehicles or hybrids, rates start at 0.79% per month.
Other products
iCarros
With over 20 million monthly hits, advertise, evaluate, compare, and stay up-to-date on automotive market news.
Financial Protection Insurance
A simple and secure way to protect your financing in case of unforeseen events.
Right Exchange
Guarantee your car trade-in with the Troca Certa program! Learn more on our dedicated Troca Certa page.
Accessories and services in financing
For those who want a new, better-equipped car, add accessories and services to the package.
To obtain a second copy of the invoice, access.
And if you still need help:
Itaú Veículos Customer Service Center
Channels and Metropolitan Regions: 4002 0234
Other Locations: 0800 729 0234
Opening hours
7:30 a.m. to 10 p.m. on weekdays. Saturdays from 7:30 a.m. to 3 p.m.
Hearing/speech impaired 0800 722 1722
every day, 24 hours a day
Ombudsman 0800 570 0011
If you are not satisfied with the solution presented, contact the Ombudsman's Office on weekdays, from 9 am to 6 pm.
SAC 0800 722 5803
Complaints, cancellations and general information, every day, 24 hours a day.
Real Estate Credit
Make your dream come true and increase your assets with rates starting at 7.45% per year +TR¹.
Note¹: valid for new contracts.
What is real estate credit?
It's financing so you don't miss out on the opportunity when the property you've always wanted appears in front of you.
Remember: you can still use your FGTS, as a down payment or to reduce your installments.
Should I hire?
Itaú offers the fastest credit analysis on the market. With specialized consultants and constant support from our experts, we offer an attractive down payment. You can finance up to 82% for residential property or 50% for commercial property. Fast and online, with a response to your loan within 1 hour and online application. Pay with FGTS (Severance Indemnity Fund) – you can use your FGTS as a down payment or during the financing process. You can also include notary fees and taxes. In addition, your financing is protected, meaning you and your property are insured.
How to apply for a Real Estate Loan?
Itaú leaves it up to you to choose how and when to contact us:
Over the internet
Simulate and submit your proposal via the website or access your account.
Itaú Agency
Find the nearest Itaú branch to apply for financing.
Real Estate
Visit an associated real estate agency and find out about the conditions.
Partner construction companies
Look for works financed by Itaú.
5 steps to obtain financing
- Credit analysis: After submitting your proposal, you will receive feedback within 1 hour. ¹
- Documents and appraisal: The property will be appraised and we will need more information and documents.
- Data confirmation: You check and confirm the data to ensure that everything is correct.
- Registration at the notary's office: Once the contract is ready, you and the seller sign it and register it at the notary's office.
- Credit release: Itaú releases credit within 5 business days.
What documents are required to take out a mortgage loan with Itaú?
Download the PDFs and understand everything you need to know:
- explanatory guide
- hiring form
Before hiring…
Before making any decision, it's important to learn all the details of each contract. Understand the bank's terms and conditions and the available options. You'll also want to gain clarity on whether this is truly the best time to make the decision.
Here at Digital Seguro we have a wide variety of articles and news that cover everything from everyday events to extensive and dense content, the aim of which is to keep you equipped with all the information you need to make the best decision for your specific situation.
For more information about car and home financing.
Also check out our financing and loan simulation page.