If you are thinking about financing a vehicle next year and don't know what the best option is, take a vehicle financing at Banco PAN maybe that's the solution.
Banco PAN has been doing a good job in the financing area, and providing its customers with facilities so that they can make their dream of owning a car come true.
About Banco Pan
Many people think that the bank is new to the market, but if we look at its history, we will realize that it is not!
It is known that Banco PAN had its origins in 1969 under the name Panamericano, but its operations only began as a multiple bank in 1990.
The bank's objective since its inception was to expand in the credit segment, thus attracting a greater number of customers.
Currently, the bank is present in hundreds of Brazilian cities and has more than 28 thousand commercial partners spread throughout the country.
What do you need to apply for financing from Banco PAN?
Banco PAN works in partnership with several establishments, which serve as representatives of the Bank and provide access to many regions. The first step is to find one of these partners closest to you.
Important: after finding the Banco PAN correspondent, you must separate the documents below and go to the establishment:
- – CNH or CPF and RG;
- – Proof of residence in your own name;
- – Professional Council Card (for professionals);
- – Proof of income (pay slip or income tax);
- – DUT duly completed (for used vehicles).
- If you want more details about the contract, they provide a preview so you can evaluate it.
PAN Bank Fees
Before applying for vehicle financing at Banco Pan, keep an eye on the rates.
PAN has different rates for each type of situation, as individuals and companies have different needs, so they created tables that are available to customers:
- – Individual;
- – Legal Entity;
- – Exemption from registration fees;
This information is great for anyone thinking about taking out a loan, as it allows you to make calculations in advance and even compare with other companies that provide this service.
Important considerations about financing from Banco Pan
It is very important to note that bank financing is long-term, with up to 60 months to pay off the entire amount, offering the customer the conditions to pay the installments comfortably.
The first installment can be paid within 45 days, after closing the financing.
What are the Bank's current financing rates?
According to information from the bank, interest rates average 2.37% per month. In addition, credit is assessed more quickly with immediate proof and delivery.
The Bank also offers the possibility for the customer to insure their vehicle with the Pan Protect Insurance.
The network also allows financing for legal entities, for companies that wish to purchase or renew their company's fleet.
To purchase your vehicle, the customer needs to go to any of Banco PAN's partner establishments and choose the term in which they wish to pay for the vehicle financing.
If the customer prefers, it is possible to carry out a credit simulation beforehand, to know exactly how much they must pay monthly, including the value of the installments and the interest, which will be charged. Simply access the bank website.
The documents required to obtain financing are ID, CPF or driver's license, proof of income, proof of residence, and work permit.
Proof of income can be a pay slip or income tax, and the completed Single Transfer Document (DUT).
How to finance vehicles with Banco Pan
If you are interested and are thinking about purchasing your vehicle, you can access the Banco PAN website and ask further questions via email or telephone.
You can also request simulations and find the closest correspondent to your home. Don't wait any longer and look for ways to make your dream come true.
What is the Bank code for transactions?
For deposit purposes, whether by TED or DOC, the person is required to enter the number of the bank to which the money will be transferred. Also known as the clearing code, this number is what differentiates the financial institution from others.
See the number for Banco Pan SA:
Bank: Pan
Number: 623
Other products from Banco Pan
Active Products:
- Credit and Payroll Card
- Vehicle Financing
- Credit card
Services:
- Consortium
- Insurance
- Securitization of Real Estate and Agribusiness Receivables
Investment Products:
- CDB – Bank Deposit Certificates
- LCI/LCA – Real Estate and Agribusiness Credit Letters
- LF – Financial Letters
- DI – Interbank Deposits
- Eurobonds
To distribute its products, PAN has points of sale in the main cities of Brazil, geographically distributed according to the GDP of each region. In order to optimize and boost the origination of credits, PAN relies on several partners, such as bank correspondents, authorized dealerships, multi-brand stores selling new and used vehicles, and real estate partners.
How to contact Banco Pan?
- In capitals and metropolitan regions: 4002-1687.
- In other locations: 0800-775-8686.
How to work at Banco Pan?
To work at Banco Pan, it is ideal that you have some training in administrative, technical or legal areas. Training in Digital Marketing or Advertising and Propaganda is also welcome for those who want to apply for a position.
Banco Pan, as it is a privately owned bank, salaries will always be in line with the current market for the profession.
In addition, you must register online to apply for one of the vacancies.
Where can I register for open vacancies at the Bank?
It's very simple, if you are interested in a specific position at the bank, click here and register online now.
So, did you like it? Check out other tips on vehicle financing here.