Online loans are one of the most popular options these days, but are the interest rates good? We'll discuss that next.
Today we want to talk about the main differences between the interest rates of lending institutions and the interest rates of companies (or banks) that work with physical loans. Furthermore, there is bonus information at the end.
Personal loans made through online transactions have become one of the most popular options in recent years, whether due to the convenience of doing everything from home or the interest rates. However, is there really a difference in these rates?
It is also important to say that our Digital Seguro website does not have partnerships with companies that release loans, we are only communication agents about finances online, therefore, in this article you will learn what the main differences are and what is the best way for you to hire.
Is the interest on an online loan lower than on an in-person loan?
When asking this question, you're certainly looking not only for a lower interest rate but also for greater security when taking out a loan. But that's the end of your question; we'll make a comparison that will certainly help you get a sense of which is best.
- Creditas Loan with vehicle and property guarantee From 0.99%
- bxblue Payroll loan and payroll credit card Starting at 1,60%
- Banco Pan Loan secured by vehicle Starting at 1,81%
- BomPraCrédito* Personal loan Starting at 1.9%
- Just Personal Loan From 1.9%
What did you think of the rates?
To apply for an online loan from companies that offer this type of transaction, the customer must be 18 or older, complete the loan application, and wait for approval through a credit analysis. This can be done online or through a mobile app.
So, now you need to compare it with your personal bank and take stock of what is most worthwhile or what is within your access.
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