Having a bad credit history is no longer a major problem when it comes to obtaining a credit card from some financial providers. With new modalities, it's now possible to choose from among Pan's plan options, including Zero Annual Fee, Basic, Platinum, Gold, and International.
For those looking for a credit card, but have been prevented from doing so due to irregularities in their CPF, know that this situation has changed.
Currently, large financial institutions are adapting to serve this audience! This is the case with Banco Pan, formerly PanAmericano, which offers a payroll credit card option without the need to consult credit protection agencies like SPC and Serasa.
We have brought an interesting option for you who are looking for a credit card, but have a bad credit history. Find out below the advantages of Banco Pan.
Banco Pan card benefits
Among the advantages offered by the card, the following stand out:
- Limit of up to 2x the client's salary or benefit;
- Interest rates up to 4x lower compared to conventional cards;
- No annual fee;
- Visa flag;
- Allows cash withdrawals through the 24-hour Bank network or crediting the requested amount to an account;
- Available for those with negative credit ratings in SPC and Serasa.
After all, how can I apply for a card even with a bad credit history?
According to Banco Pan's own guidelines, to apply for the card you will have to fill out a form with basic personal information through the website.
Additionally, the institution reviews the request and contacts the customer to communicate the decision. If approved, the card is sent to the address provided on the application form.
So, did you like it? Leave a comment, and of course, don't forget to share this content with your friends. For more information on this topic, Click here and access other articles that we wrote especially for you.