We completely understand why people are still afraid of getting their credit card. There's everything on the internet, right? But we're here to make it clear to you that if you read this article carefully, you won't have any more trouble getting your card, no matter which bank is offering it to you!
Before we continue talking about the precautions you should take when applying for a credit card, we need to inform you that our intention here is only to provide you with information regarding precautions, bank facilities, fees and interest, and the world of the financial market. Okay?
We also do not provide credit to anyone, we do not have partnerships with banks, everything we say here can be confirmed in the official channels of the credit operators, which we are committed to talking to.
> don't believe any message you receive about card
Since the internet is a dangerous place, if you don't read the content on websites properly, you can easily fall for scams. There is a phenomenon that is unique to our days: “social media automatism.” When people see a message or post that has to do with their interests, instead of checking the information, they immediately believe it, so all due care is more than necessary.
Formal banks also lie and can mislead you on your credit card application.
When people talk about scams, they only think of informal means, however, traditional banks do not reveal all the information to you about a certain product, they omit it, because their intention is only one: TO MAKE A PROFIT!
Read carefully the benefits of each company that offers you a card.
Each company offers a different type of rate for the card, however, you need to be patient to avoid paying high rates. It is worth reading each offer carefully so as not to be caught by surprise at the end of the month.
Credit card requested via cell phone, is that possible?
In the past this would have been absurd, impossible, however, the reality is different and yes, it is totally possible, today it is possible to do this through several online banks such as Nubank, INTer, DIGIO, etc…
Good luck!